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Home Bank will be closed on Monday, January 21 in observance of Martin Luther King Day. No ACH files, Wires, or Merchant Capture transactions will process on this date. Any ACH files submitted on Friday, January 18, will have an earliest effective date of Tuesday, January 22. Any ACH files submitted on Monday, January 21, will have an earliest effective date of Wednesday, January 23. All Wires and Merchant Capture transactions received on January 21 will process on Tuesday, January 22.